Furthermore, if your FICO score is close to or higher than 541, then your chance of approvalĪpproval time for this offer is not listed.
Since this is a card for poor credit, high fees or APRs may be contributing factors for people that decide to accept this card.
This card has a very poor approval or acceptance rate. Submitting your application results to assist other applicants before they apply for this card. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).Ĭurrently, we have no applicant results in our system. This card contains the brand of Visa, where acceptance is global. However, a credit score alone does not guarantee or imply approval for any MetaBank product. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.įICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. There are a number of other factors that this issuer may also consider when making decisions for approval. A FICO credit score of 541 is recommended for a higher chance of approval, but this is not required. It is normal for cards for fair and poor credit histories to not offer rewards.īased on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. Please see the application disclosures regarding the annual fee. Please see the card issuer's terms and conditions regarding annual percentage rates. See the terms and conditions for the purchase APR rate. Many consumers use debit cards to help establish credit responsibility and control. This is a debit card that does not issue a line of credit. You’ll have to open an additional savings account and set up direct deposits of at least $500 per month.ACE Flare™ Account by MetaBank® Quick Summary: But, it’s only good for low balances up to $2,000. Subsequent Direct Deposits are not required to keep the lower Monthly Fee.ĪCE Cash Express has an amazing rate for their ACE Flare™ Account by MetaBank ®. Upon qualifying, your Monthly Fee will be lowered to $5.00. $5.00/month: Monthly service fee for accounts that receive Direct Deposit(s) totaling at least $500.00 in one (1) calendar month.$9.95/month: Standard monthly service fee for accounts that do not receive the qualifying direct deposits for the lower $5 Monthly Fee (See below).Get paid up to 2 days faster for payroll or government benefit checks with qualifying direct deposit activity.Optional debit card overdraft service with qualifying direct deposit activity.
No-fee cash withdrawals on up to $400 in cash per day, at participating ACE locations and with qualifying direct deposit (no dollar minimum) activity.Earn 6.00% APY on up to $2,000 (0.50% APY thereafter)ĪCE Flare™ Account by MetaBank ® Account Featuresīesides the great APY rate, here are other reasons why you’d want to open an account:.Set up to receive at least $500 in direct deposits every month.Open an ACE Flare™ Account by MetaBank ®.Get 6.00% APY on balances of up to $2,000 when you open a ACE Flare™ Account by MetaBank ® and an additional savings account. ACE Flare™ Account by MetaBank ® 6.00% APY Rate